Amazon Truck Insurance
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What is Amazon Truck Insurance
Amazon truck insurance is under the umbrella of commercial auto. This business type assists in moving products from A to B for a company like Amazon, Walmart, Target, etc. These large box stores have special requirements to work for their company. Below you can find Amazon’s current insurance requirements.
Amazon truck insurance coveages
In order to carry loads for Amazon, you need to meet the following minimum insurance policies:
Commercial General Liability not less than $1,000,000 per occurrence and $2,000,000 in the aggregate
Auto Liability not less than $1,000,000 per occurrence, including a trailer replacement coverage of $50,000
Cargo coverage of at least $100,000
Workers’ compensation insurance in all jurisdictions where your company operates
Employer liability not less than $100,000 per occurrence
Common Amazon truck insurance questions
How much is Amazon truck insurance?
There are a lot of factors that go into an Amazon truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. The easiest way to find out how much insurance might cost is to contact an agent. A qualified truck insurance agent should be able to give you a ball park price, even if you don't have a truck lined up.
What kind of insurance do i need for a Amazon truck?
Amazon truck insurance is under the umbrella of commercial auto. Most states require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is Amazon truck insurance so expensive?
The main reason Amazon truck insurance can be expensive is due to the potential damage a typical semi truck can cause. Think about it, an average car weights between 2,000 to 4,000 lbs, while a commercial vehicle like a semi truck can be in the 40,000 lb range. If your still not convinced, try standing in front of a bull at full charge vs one of your kids. Long story short, all states require trucking operators to carrier a minimum auto liability limit of $750,000 just in case the worst case scenario happens.
Get a personalized Amazon truck insurance quote
We know a lot is riding on your semi truck so you feed your family. Let us help you put together an insurance package to meet your needs. We have experience working with dump trucks, tractor trailer, container haulers, ag hauls, general freight haulers. We have see it all. If you have more questions about truck insurance, give us a call.
Other common trucking operations
We can insure almost any type of commercial truck out there. Below is the most common we see. If you don’t see the business class you are interested in, give us a call.
States we can offer Amazon truck insurance
We can help put an affordable Amazon truck insurance package together for you. We write commercial auto insurance the the following states.